Trump Administration Weighs 50-Year Mortgage Plan

Wednesday, November 12th, 2025

The Trump administration is considering a major change to the housing market — introducing a 50-year mortgage option for homebuyers. The proposal aims to make homeownership more affordable by lowering monthly payments, but experts warn it could cost borrowers far more in the long run.

“The younger generation isn’t probably gonna end up with the house paid off,” said New York resident John Scarlato.